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use a trusted financial

ACF Car Finance is the UK's leading sub-prime car dealer, specialising in helping customers with poor credit ratings to buy the car they want with the finance they need to buy it. If you've been refused credit before, contact us today and see if we can help you. Alternatively, if you don't require car credit, you're still welcome to visit your nearest branch to view the wide range of cars offered for sale.
Makes and models

With ACF Car Finance you'll be able to choose from a wide range of quality used cars, in a variety of makes and models.

If you choose ACF Car Finance you'll feel safe in the knowledge that all of our used cars are thoroughly checked. Every used car that we offer for sale comes with an independent MOT and is comprehensively examined as part of our 136 point vehicle quality inspection.
Apply online

To apply takes minutes, simply complete the short car finance application form online. Or if you prefer, you can call us free on 0800 280 2087† to apply over the phone. Once approved, you are invited to your nearest branch to choose a car and in most cases you can drive away the same day.